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level 2 Would it be a problem though if she loses it and you don't get to pick the new ring? I'm pretty sure that's how it works with Jewelers mutual. They don't give you a check to find a replacement ring they do the shopping and try to find one they think you will like level 1 Broker here. I used a custom jeweler for my fiances engagement ring with an heirloom stone from my great great grandparents so it was difficult to get an accurate quote for the size and appraisal of the ring. The jeweler recommended Jeweler's Mutual and I paid for an entire year at a good rate. They recommended getting a separate policy than homeowners since a jewelry policy would cover more than homeowners would. level 2 I did some research last night and it appears the only difference is that they will pay if you leave your car unlocked with the ring in it. the problem though is they don't have agreed value, they only have replacement cost. level 1 P&C broker (SK/AB/MB, Canada). MBA, FCIP(Hons). 2 months ago It depends on the country/province/state, the insurer, and the value of the ring.
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